Is Poverty a Choice?

Statistics are ugly little buggers.  We begin this morning with a scandal story or our own, assess why Japan’s mini-crash this week means something in longwave econ terms, and then we get into the good stuff:  As we look at the problem of whether poverty is a “choice” we quickly descend into harsh realities of self-deception.  We develop some
notes on how humans (like us) can still us  shortcuts to get great economic results.  What we find, I think is interesting and useful.  But not as useful as our “first things” column and a few headlines, along with that first cup of coffee…

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The Anti-Marketing League

Want to fix almost everything that’s wrong with the world?  IRS Scandals, the ultimate surveillance state, income disparities, lack of time off, world hunger and all the rest?  Well, today we offer some thoughts on how the Grand Unified Theory of What Went Wrong
(GUTOWWW) arrives at a simple conclusion:  Too much marketing!  First, as usual, we will sort some of the wheat from the chaff and notice that in terms of our propose Anti-Marketing League, there’s not much that can’t be set right in the world with a lot less hype and a lot more thoughtfulness….

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Vacations on the Cheap

After our Vacation Economic School report Wednesday, a number of readers suggested that while my analysis of most cost-effective ways to vacation (paying full retail) was pretty good, a number shared ways to really vacation on the cheap.  So, since this is summertime (or will be in two weeks, officially, but everyone starts the “vacation season” at Memorial Day), I thought we could run down a number of ways to “vacation” while penny-pinching.  After all, why work is there’s no carrot out there?  First, however, we’ll look at our scandal sheet and see what spiked the punch bowl on Wall St. and  make a call to our Water Department in our never-ending quest for trends that matter behind the headlines…

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V.E.S. (and it deals with Vacations…)

June 5, 2013 — Take a drive  through almost any city in America at this time of the year and you’ll see signs  up in many neighborhoods proclaiming VBS!  It’s usually accompanied by fine  print for us heathens to remember it means something other than Visual Basic  Scripting.  Most times, it means Vacation Bible School, but if you were to see  such a sign in a certain part of Redmond, WA, if could just be someone with my  odd sense of humor.  “What’s this VES stuff, Ure?”  Indeed:  Vacation Economics  School…wherein we provide some cost comparisons between different vacation  modalities.  After a Danish, a splash of Mrs. Olson’s (if double Daning can be  forgiven), after a look at just crossing headlines, you’ll read Brother Ure’s  preach on the Gospel of More Time Off.  In Excel see us, daily, et cetera.

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The Nature of the Invention

June 1, 2013 — I’m sure that by now you’ve memorized my Seven Major Systems of Life (food, shelter, communications, transportation, energy, finance, and  environment) and you know that I have al least a passing acquaintance with  teoriya resheniya izobretatelskikh zadatch (TRIZ),  the Russian science of invention.  This morning we toss items in the blender to  come up with what may be the first in a series of Peoplenomics Notes: 20-Years  Out in which we will consider present trends, resource and economic realities  and try to project what that world will look like for the kids when 20-years  from now shows up on the alarm clock one of these mornings.  So…I’m pleased to  share a draft Provisional Patent Application for a new kind of Housing which I  expect will be here in 20-years, or less.  But, before we tickle the brain  cells, a few headlines to wash away the fog of Friday night…and the winds of  Oklahoma…

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The Collapsing Velocity [of money] Problem

May 29, 2013 — As the self-proclaimed People’s Economist I’ll share a little pet  theory of mine with you:  The reason that America is not in the throes of wild  hyperinflation is that although the Fed is printing money hand over first (and  has been for a long time) the reason we don’t see prices doing moonshots is that  the velocity of money is dying on the vine.  So that’s this morning’s economic  munchies after we get some more coffee and a few headlines under the belt.  How  about we start with Working Moms lead the crime rate by 15 years?

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See Spot Run

May 25, 2013 — Economics, in a perfect world would make sense.  However, since we are all  living in the “alternate universe” (you did watch Fringe, right?) conventional  relationships which have withstood the test of time are no longer working.  We  have, as the characters in the series used to say “crossed over.”  Or, at least  we’ve got the portal between universes out on the frozen lake and we’re testing  the power on it now.  Before we get into what happens when world’s collide, a  look at some of the headlines to see what shakes (and quakes) out of ’em…

Reader Note:  We will post a special Peoplenomics  update if/when the follow-on quake activity shows up as the weekend progresses.

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America’s REAL Growth Rate

May 22, 2013 — One of the toughest tasks any investor can undertake is to understand – and  thus be in a position to profit from – any advance or decline in the US  economy.  If you do nothing else as an investor but this one thing, your fortune  is assured.  Get it wrong – more than once – and your Life can hit the skids in  no time.  Humans – couples in particular – don’t do well in the absence of  life’s modern necessities:  Food, shelter, transportation, and a good load of  cash to keep it all working.  So I thought we could spend some time today  looking at how the real growth rate of America is doing.  As we’ll discover,  just finding out how the economy is doing (and how to make a buck on it) isn’t  as easy as it once was.  First, though, we’ll pause for coffee, some headlines  beginning with…

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Are We Past Peak Retirement? Back to the 1960s!

May 18, 2013 — I’ve been thinking a lot about retirement lately,  perhaps because Social Security is a major financial carrot that I expect  government will try to snatch just as I get ready to take a bite out of it.  So  this morning we ponder a very interesting question: Did the current generation  (on average) miss Peak Retirement?  That and some interesting ponders on  designing the retirement lifestyle after we paw through some headlines and the  week’s look at investing…which any more is akin to staying one step ahead of  the highwaymen.

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Winners & Losers

May 15, 2013 — I  decided to make a cut at the data in our twice-weekly ChartPack this morning and  develop a couple of charts to show which countries and regions have been  particularly “hot” from an investment standpoint since the market lows in 2009.   The reason for doing this?  To get a better sense of where to park money…since  overseas investing via index ETFs is pie-simple.   After, that is, we get  through some of the morning’s headlines…

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You Want Advice? From ME?

May 11, 2013 — Lots of reader email piled up  this week as I am now all but 30-pages from being finished with the proofreading  on Real Time Machines: The Future is an App which should be up on  Amazon (with any luck) by mid week.  I thought this morning I’d run through some  of the mail because much of it is thought-provoking and I’m always willing to  help the Victims of Process and the downtrodden in general.  We’ll also run  through some expectation for next week and the week after, since big earthquake  and options expiration for the month are just ahead.

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Building a Dream “Survival Shop”

May 8, 2013 — Bet you’ve never thought about this one:  In event of a serious  national disaster, would you even be able to marginally “recover” your home,  whip up a temporary shelter, or maybe craft a simple cabin?  Or, have you become  some overly dependent on power tools?  Turns out there are some really ugly  reasons that houses of old were built with nails instead of screws.  Have we  lost sight of something and been spoiled to a new level of rotten not knowing  how to “bang nails?” It’s a damn fine point to ponder while we wait for the  market to stop going Viagra on us….and we’ll do that just as soon as I’ve had  my coffee and a roll in the headlines.

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Bye-Bye Free Press: Algorithmic News

May 4, 2013 — The myth of the “free press” and so-called Fourth Estate is  quickly leaving; disappearing into a cloud of software.  In its place is a new  way of generating “the news” which Americans depend on for their  decision-making.  I hate to report this development, but real humans with  first-hand knowledge of events they’re reporting on are quickly becoming  historical relics.  In their place is a new class of news-writing software.   Press release in one end, public opinion out the other.  But before we detail  such a depressing (and distinctly anti-human) developments (and how it impacts  events those of us in the fledgling field of predictive linguistics) what we  have for an appetizer this morning is scenic tour through this morning’s sorties  and funfire, generated by humans aided increasingly by HAL 9000’s offspring.

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